The cost of living in Ireland for international students is key to consider when planning your study abroad journey. While Ireland offers high-quality education and a welcoming environment to all its students, overall expenses can vary significantly depending on the community students move to and their individual lifestyle. Below, we’ll look at some of the most common expenses that international students should plan for.

While these costs are current as of September 2024, check a before you start drafting your budget, as average prices change regularly.

From top-ranked institutions to excellent graduate employment rates, there are lots of great reasons to study in Ireland.

Living Expenses

Next to tuition, the biggest expense for international students in Ireland is housing. Monthly rent prices are generally higher in a larger city like Dublin, and lower in smaller communities like Limerick or Waterford. Student residences on or near campuses are appealing options, but availability is limited and competition for a room can be high.

On average, international students spend around the following for essential living expenses:¹

You can manage your food costs by shopping carefully. A student living in Ireland might spend on food, depending on their dietary preferences and shopping habits. Supermarkets like Aldi and Lidl offer affordable prices for essential items, while Tesco and Dunnes Stores have more selection at a slightly higher price range.

If you’re planning to study in Ireland, and aren’t from the European Union, you must show proof of purchasing health coverage to get your Irish student visa. Importantly, you must also maintain your health insurance coverage . In general, health insurance for international students costs around . Insurance plans for students staying in Ireland for over a year range will cost 鈧�200+ per year.

Tip: Talk with your institution to understand what kind of medical insurance you need. They may be able to help you pick a suitable plan, as there are many options.

Utilities

In addition to rent, students need to account for utilities like electricity, heating, water, and waste management in their budget. Some student residences will in their initial charge, and deduct payment from your security deposit if you use more than average.

Remember to budget for modern utilities: across Ireland, internet and mobile phone plans vary, but average about . If you have a television, you’ll also need to pay 鈧�160 per year for a . As you arrive, visit different phone and internet provider websites for deals for international students, especially if you’re starting your studies in September.

Utility bills average about 鈧�120 every month. They will vary depending on things like the age of your building, the size of your rental unit, the local climate, and how many roommates you have. Here are some average costs:²

Tip: When you move in, ask your building manager what the average monthly utility cost is. If your bills are consistently higher, something might need to be repaired, like a leaky tap or unsealed window.

From internships to which programs allow international students to work, check out our blog on how to work while studying in Ireland!

Leisure

Living in Ireland will give you plenty of opportunities for meeting friends, exploring cultural sites, and attending events. Plus, because Ireland is a great jumping-off point to the rest of Europe, many students explore new countries and cultures during long weekends or the breaks between terms. (Thinking about travel? Plan ahead, as you’ll need a to travel to other countries in the EU.)

Whether you’re visiting local attractions or shopping for essentials, remember to check for student discounts! Some will be available to every student, where others may be accessed by signing up for a student price card like the International Student Identity Card which gives you special pricing on everything from restaurants to hostels.

While your leisure costs will vary depending on your lifestyle, here’s a quick look at popular expenses:³

From thrifting to volunteering, here are some of our top tips for making the most of your student budget.

Transportation

Public transportation in Ireland is reliable. Many students who travel by bus or commuter rail will buy a , which gives them 50% off adult transit rates.
For students who prefer cycling, many cities have bike-sharing schemes at a reduced rate. For example, offers an annual subscription for 鈧�35, and the first 30 minutes of every journey is free. Or, buy a bicycle for more convenience. Take a closer look at some average transportation costs:⁴

Academic Supplies

The cost of your academic supplies may vary based on your field of study. For example, classes with a lab component can cost more to cover experiment materials. In general, it’s smart to start searching for textbooks as soon as you receive your reading list for the semester. Try to rent books if you can, or see if they’re available from a campus library for a long-term loan. Or, buy them second-hand from your academic institution鈥檚 bookstore, , , or .

If you鈥檙e buying books from someone online and picking them up in person, be safe: go with a friend to do a or meet somewhere public on campus. Depending on your field of study, the cost of your supplies may differ from term to term as well:⁵

Total Living Expenses

Overall, an international student living in Ireland should budget between (nine months) for living expenses. As the capital city, Dublin is the most expensive place to live, while smaller cities and towns offer a more affordable cost of living.

Financial Planning Tips

• Share accommodation: Reduce rent costs by sharing housing with other students.
• Cook at home: Prepare meals at home instead of dining out to save on food.
• Use student discounts: Ireland offers many discounts on public transport, entertainment, and cultural sites for students with a valid student card.

While Ireland may have a higher cost of living than other European countries, it remains a top destination for international students due to its vibrant culture, excellent education system, and opportunities for work after graduation. With smart financial choices, students can enjoy their time studying in Ireland without breaking the bank.

Take the next step: .

FOOTNOTES:

1. Sources: University College Cork, “.” (on-campus housing); Irish Council for International Students, “.” Accessed September 2024. (on-campus housing, laundry, groceries); Numbeo, “.” (off-campus housing); Dublin Business School, “.” (health care); Government of Ireland, “.” (personal hygiene)

2. Source: Shauna Bowers, The Irish Times. “” January 17, 2024.

3. Sources: All numbers in this chart were sourced from the Numbeo, “” results for September 2024, except: Shauna Bowers, The Irish Times. “” January 17, 2024 (clothing) and Technological University Dublin, “.” (entertainment)

4. Sources: Technological University Dublin, “.” (public transportation) and Sport Ireland, “.”

5. Source: Arife Klopman, “” September 19, 2023.

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Are you thinking about studying in Australia? If so, you鈥檙e in for the adventure of a lifetime. Not only are Australia鈥檚 academic institutions top tier, its natural beauty and the quality of life it offers are also renowned. Before you head Down Under, it’s wise to estimate your monthly living expenses. This will help you establish and stick to a budget. As you prepare your budget, remember that the minimum proof of finances you’ll need to show was updated in May 2024 to reflect an increased cost of living. To save you time, we鈥檝e assessed some of the most common cost of living expenses in Australia below.

Not sure where you鈥檇 like to study? Read more about the cost of living in Canada, the United Kingdom, or the United States to inform your decision.

Living Expenses

Your living expenses will depend on factors like your dietary restrictions, housing choices, and personal hygiene must-haves. In Australia, groceries might be more expensive than you’re used to. By shopping at farmer’s markets (look for as they’ll be cheaper and likely tastier), or joining supermarket reward programs, you can save some money.

Housing costs vary depending on whether you’re in a student residence, apartment, homestay, or shared house, as well as which city or town you’re in. Typically, rural areas are more affordable than cities. In fact, can be over 25% more expensive than other cities in Australia.

Here are some average cost of living expenses in Australia (as of September 2024):¹

Scholarships can make studying abroad more affordable鈥攃heck out our list of the top Australian scholarships open to international students.

Utilities

Utilities like heating, electricity, and water make your household pleasant and livable. If you’re 鈥攚hether in purpose-built housing, university-managed accommodation, or residential colleges鈥攗tilities will be included in your rent. However, if you’re living off-campus, you need to factor monthly utilities into your budget:²

Utility bills may vary depending on your:

• Housing type and location
• Lifestyle
• City and regional regulations
• Local climate

If you鈥檙e looking for a more specific estimate of what utilities in your building may cost, ask your building manager or landlord. If you鈥檙e not in contact with one, Study Australia’s is helpful.

Remember to include the cost of your phone, television, and internet into your budget. Luckily, if you live on-campus, television and internet bills are often included in your monthly rent.

As an international student, you’ll have to purchase health and travel insurance before arriving in Australia, too.

Leisure

It鈥檚 important to also have fun while studying abroad! When deciding what to include in your leisure budget, ask yourself the following questions:

• How do I like to spend my weekends?
• What makes me feel good about myself?
• Which activities make me the happiest?
• What helps me unwind after a stressful day?

You may decide that a gym membership or surfing lessons will help you unwind and meet new friends. If so, see what your campus offers: there may be free or low-cost facilities or intramural sports you can join. Or, maybe you feel happiest during a night out at a movie or a club. No matter how you choose to relax, remember to save enough to cover your expenses in case of an emergency or change in circumstances. As a reference, here are some average costs for leisure activities in Australia:³

Many international students work while studying. Here are some strategies for finding part-time work in your field.

Transportation

For international students, taking public transport and bicycling are common travel options. If you’re in undergraduate studies, look at buying an (IST Pass). You can buy one for different lengths of time, and it will save you 50% on the full transit fare. Also, many cities in Australia have bikeshare programs, where you can borrow a bike to go short distances, if you’d rather not buy a bike or don’t have space for one. In general, if you live off-campus, you鈥檒l spend more on public transportation than if you live on-campus:⁴

Academic Supplies

You can save money on textbooks and academic supplies if you鈥檙e strategic. When shopping for highlighters, sticky notes, and binders, buy what you need and try to reuse supplies from earlier semesters. Campus job fairs and other big events are great places to pick up free branded pens, notepads, and other supplies, too. Here’s a quick look at the average cost of academic supplies per academic year (9 months):⁵

When hunting for textbooks, see what you can borrow through your institution鈥檚 library as a long-term loan. Some books may even be available at your city library, if you’re in an intro course or reading books with general appeal. If you can鈥檛 borrow it, visit your university or college’s bookstore or use sites like to purchase it secondhand. Just make sure you’re buying the right edition!

Australia’s cities offer a range of climates, cultures, and communities. Wondering how to choose where to study in Australia? We’ve got you.

It鈥檚 crucial to consider all of these factors when planning to study abroad. Having a good grasp on your financial health and creating a monthly budget should be a key step in your preparation. Refer back to this blog when you want to start planning!

We can help you bring your study abroad dreams to life. Visit the 天美麻豆 platform to find your perfect Australian academic institution and course today.

FOOTNOTES:

1. Sources: Study Adelaide, “” (campus housing); UNSW Sydney, “” (campus housing); Kent Institute Australia, “” (off-campus housing); Emilia Terzon, ABC News. “” (share housing) Meagan Lawrence, Canstar Blue. “?” (groceries); Australian National University, “” (health care); Heonji Kim, ComparetheMarket. “” (hygiene).

2. All numbers are from Numbeo, “.”

3. All numbers are from Numbeo, “,” except Clothing (Cait Kelly, The Guardian, ““) and Entertainment (IDP IELTS, “.”)

4. Sources: Transport NSW, “” (transit); Chris Barnes, Choice. “” (cycling).

5. University of Sydney, “.”

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Are you planning to become an international student in Canada? It鈥檚 important to prepare for the cost of daily life in Canada so you can focus on your studies. To understand your spending habits and prepare for big purchases, it’s a good idea to create both a yearly and a monthly budget. This will help you cover regular expenses like groceries, and larger one-time purchases like a warm winter coat. To help you get started, we鈥檝e taken a closer look at the current cost of living in Canada.

While these numbers are current as of September 2024, it鈥檚 a good idea to check a before drafting your own budget. Average prices can change regularly. In fact, these changes contributed to why the financial requirement for Canadian study permit applications increased at the start of 2024 (and will continue to ). This requirement reflects how the cost of living in Canada continues to evolve.

Are you still deciding where you want to study? Check out our updated blogs on the cost of living in the United Kingdom and the United States in 2024. Stay tuned for a refreshed post on Australia later this week!

Living Expenses

In 2024, Canada was ranked the in the world. Among popular study destinations, it was ranked more affordable than Ireland (13th), Australia (16th), and the United States (20th). While it’s more affordable than some other destinations, Canada’s relatively high cost of living on a global scale means that everything from rent to restaurant food may be more expensive than you’re used to.

Below, we鈥檝e shared estimates for some essential cost of living expenses:¹

When choosing where you want to study in Canada, ask yourself:

• Which province do I want to study in?
• Which institution and program is right for me?
• Do I want to live on- or off-campus?

Usually, rural areas will be more affordable than living in a city, but they often won’t have the same range of services and activities. When it comes to Canadian cities, rent in Vancouver is higher on average than anywhere else in Canada (Toronto is second-most expensive). If you’re looking for a less expensive option, Montreal and Quebec City are the two most affordable major cities in Canada.

While housing costs are a significant part of your budget, tuition will likely be your largest expense鈥攁nd it can vary a lot depending on where you choose to study in Canada.

Utilities

Utility bills are often overlooked, but you need to factor them into your monthly cost of living. If you’re living on campus, your basic utilities are included in the price of your student housing. Typically, wifi is included, too.

Living off-campus? Your monthly rent may include some or all of your main utilities, though almost never Internet/wifi. It’s important to know if you have to pay utilities separately, and if you do, which ones, and how often.

Common utilities include:

• Water
• Heating
• Electricity
• Internet

These bills may go up or down depending on how many roommates you have, as well as your location, lifestyle, and local climate. Depending on the city or province you live in, some utilities may have additional charges for service delivery:²

As you move in, ask your landlord or apartment manager what the average cost of utilities is. This can help you understand if your bill is way lower or higher what people typically pay. If it’s higher, something in your living space might need a repair, like drafty windows letting heat out in the winter鈥攂e sure to speak to your landlord or apartment manager if this is the case!

No matter where you’re living, you鈥檒l need to cover the cost of your mobile phone. When you first arrive in Canada, research different phone companies and ask about their packages for international students. You may be able to get special benefits or a discounted price.

Some international students will also need separate health and travel insurance. Read our blog on how international students can get health insurance in Canada to learn more!

Leisure

Studying abroad isn鈥檛 just about receiving an excellent education; it鈥檚 also about the experiences and fun you鈥檒l have along the way. That鈥檚 why we encourage you to save part of your budget for leisure activities:³

Consider what brings you joy. If you love live music, save your leisure budget for a special concert. Or, if you enjoy seeing the newest movie in theatres, budget for that instead.

The great thing is this section is completely dependent on you. If you had an expensive month last month, you can stay in for a few Friday nights to cut back on your spending. Or, use the campus gym instead of spending extra on a fancier gym membership. Remember, balance is key.

From thrifting to volunteering, here are some of our top tips for making the most of your student budget.

Transportation and Academic Supplies

It鈥檚 good to estimate how much you鈥檒l spend getting around your community. Classes may be nearby, but you’ll need to do grocery runs, too. Depending on where you live in Canada, you may find yourself using a train, bus, rideshare car, bike, or taxi as a means of transportation:⁴

Check if your academic institution offers student discounts for public transit. At some institutions, a full transit pass is built into your tuition fees: in those cities, just tap your student card to ride the bus or metro. Another bonus to living on campus is that in many cities, you鈥檒l be within walking distance of most amenities.

Tip: Public transportation is cheaper than taking a rideshare (like Lyft or Uber), but transit can take more time. Consider doing your class readings while on transit to use that time wisely.

You can save money on academic supplies by being organized and resourceful.⁵ Start searching for textbooks as soon as you receive your reading list for the semester. Try to rent books if you can. Or, buy them second-hand from your academic institution鈥檚 bookstore, Facebook Marketplace, or Kijiji.

If you鈥檙e buying books from someone online, be safe: go with a friend to do a or meet somewhere public on campus.

Looking to save on writing supplies? Reuse pens, paper, and binders where you can, and go to campus job fairs to find free branded stationery supplies.

Learn about part-time jobs in your new community at a campus job fair! Check out our top list of strategies that can help you stand out to employers.

We hope the estimates above will help you as you begin budgeting for your study journey to Canada. It鈥檚 never too early to start planning!

Take the next step: explore the free 天美麻豆 platform to find a program that fits your goals.

FOOTNOTES:

1. Sources: Scotiabank, “” (on-campus housing); 天美麻豆, “The Cost of an International Education in Canada in 2024” (off-campus housing); Queen’s University, “” and University of Guelph, “” (meal plans); Dalhousie University et al, Canada’s Food Price Report 2024, 14th edition. (groceries); Western University, “” (laundry and hygiene); LIC Insurance, “” (health care)

2. Numbeo, “.”

3. All numbers are from Numbeo, “,” except the Clothing and Entertainment fields, cited from Western University’s “.”

4. Sources: Toronto Transit Commission. ““; Josh Pringle, CTV News. “Here’s how OC Transpo fares compare to other transit systems in Canada“; Bruce Lin, The Pro’s Closet. ““; and Quora, ““

5. Western University. “.”

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The United States (US) is home to some of the most renowned colleges and universities in the world, making it an excellent choice for international students. However, living in the US can come with a high cost of living. If your sights are set on studying abroad in the US, you must have a solid plan to cover these costs. Today, we鈥檙e breaking down the cost of living to help you set a budget for your journey.

The cost of living in the US can differ greatly depending on where you choose to study. Major cities like New York and San Francisco tend to have higher living expenses than other regions. Regardless of these estimates, the cost of living is constantly changing, so it鈥檚 a good idea to do your research to update your budget.

Thinking about studying in the US? Head over to the 天美麻豆 platform to find programs and institutions that fit your needs.

Living Expenses

Living expenses vary depending on where you plan to live. Generally speaking, living in a rural area is more affordable than living in a city. However, the cost of utilities, food, laundry, and personal hygiene is relatively the same regardless of where you choose to live. To give you an idea of the average cost of living expenses in the US, we鈥檝e included current estimates below (as of August 2024):¹

Utilities

Utilities like electricity, water, and heating ensure that your household remains livable and comfortable. Some accommodation options include utilities built into the cost, but when they don’t, utilities can add significantly to your budget as an international student. This is why it鈥檚 essential to factor the cost of utilities into your plan.听

Your monthly bills can fluctuate based on the following factors:

• Regulations, like related city and state laws
• Location
• Lifestyle
• Local climate

To help cut down on your monthly utility bills, if you buy a new phone after moving to the US, try to buy it outright or pay off its purchase as quickly as possible. The sooner you pay it off, the more affordable your monthly payments will be, as you鈥檒l only have to pay for your phone bill and not the phone itself. If your current phone from your home country is , you may just need to buy an American SIM card and sign up for an American phone plan.

Tip: To find out the average monthly cost of utilities in your area, you can ask your landlord, realtor, or apartment manager. Or, use a cost of living calculator like .

Here’s a breakdown of some average utility costs in the US (current as of August 2024):²

Check out these four tips to maximize your student budget on our blog.

Leisure

Balance is key. It鈥檚 important to budget for leisure and fun while studying abroad. This can mean many things to different people. Some students may enjoy spending their evenings at the gym, while others may choose to go out for dinner with a friend. To give you an idea of some of these costs, we鈥檝e listed a few of the more common expenses below (current as of August 2024): ³

Making time for some fun while studying abroad is important, but it’s crucial to strike a balance when it comes to spending. Instead of indulging in frequent dinners out or constantly updating your wardrobe, try to be mindful of your budget. Consider setting aside one or two special treats each week. For instance, one week, you might enjoy a cozy movie night in, and the next, you could treat yourself to a new pair of jeans or a fun night out with friends. This approach helps you savour the moments that bring you happiness while staying financially healthy.

Tip: Consider getting a gym membership, as you鈥檒l pay a set monthly amount and can go as many times as you鈥檇 like. Plus, it鈥檚 a great way to stay in shape and meet like-minded people.

Transportation and Academic Supplies

Your monthly transportation costs will vary based on where you live. If you鈥檙e living on-campus, you鈥檒l save money on transportation by being close to your classes, libraries, and campus facilities. If you live off-campus, you鈥檒l have to spend more money getting to and from the places mentioned above. Luckily, most schools offer their students a discount on a bus pass. Be sure to check with your academic institution to see what deals they offer. Here’s a breakdown on what to expect for transportation costs and academic supply costs (current as of August 2024):⁴听

The cost of academic supplies can vary depending on your program, level of study, and ability to find deals on textbooks. Despite the figure above representing all kinds of academic supplies, including pens, paper, and binders, the cost of textbooks takes up the majority of this expense. Check out your institution鈥檚 book store to find second-hand books. Also, you might be able to find and rent your textbooks on Amazon or through your institution鈥檚 library.听

Want to cut some costs while studying abroad? Find out five tips to travel affordably as an international student.

Use the estimates highlighted in this blog to start budgeting for your journey abroad. It鈥檚 crucial to have a plan, and yours begins here!

Planning to study abroad in the United States? Explore the 天美麻豆 Platform to find your perfect academic institution and program.

FOOTNOTES:

1. Sources include: , and

2. Sources include: and听

3. Sources include: , , and

4. Sources include: and

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The United Kingdom (UK) is home to some of the most prestigious universities and colleges in the world. If you intend to become an international student in the UK, it’s essential to plan for your tuition, accommodation, and everyday expenses. (In fact, proving you can cover those costs is part of applying for your student visa). Below, we鈥檒l take a closer look at the current cost of living in the United Kingdom to help you build your budget.

Your cost of living will vary depending on which part of the UK you’re studying in. Generally, living in London is more expensive than in other parts of the country. While these numbers are current as of August 2024, it’s a good idea to check a before setting your final budget because the cost of living changes regularly.

Preparing to become an international student? Our UK Student Guide can help you get ready.

Accommodation and Living Expenses

Let’s take a closer look at some essential expenses. When researching accommodations, it’s important to understand what each option offers. Does your student residence include meals? If so, it might seem more expensive at first, but will save you money in the long term because groceries are covered. Or, does your off-campus rent not include ? If so, it’s important to budget for higher heating bills in the winter, or water bills in the summer.

To help you understand the average cost of living expenses in the UK, we鈥檝e highlighted some key expenses below (current as of August 2024):¹

Many international students work part-time to cover their expenses. Could one of these part-time jobs for students in the UK be a good fit for you?

Utilities

“Utilities” refers to the supply of gas (or other heating fuel), water, and electricity to your home. You’ll usually be billed on a monthly or quarterly basis, and the amount will depend on how much of each utility you used. In the UK, it鈥檚 common for rent to include some or all of these utilities, but this isn鈥檛 always the case. If you must pay for your utilities separately, they can increase your budget as an international student.

Your phone, television, and internet plans are also considered utilities, but these are almost always paid independently of your rent. Consider using to check for promotions on different plans: a little bit of research can help you save money!

Here’s a quick look at some average utility costs in the UK:²

Utility costs may vary depending on:

• Local climate
• Provider options
• Your lifestyle
• The regulations in your city and region
• Location
• Whether you need a for your streaming subscriptions
• If you bundle bills (like internet, TV, and phone) for a better deal

If you’re buying a new phone in the UK, paying it off quickly or buying it right away can noticeably lower your monthly payments. If you鈥檙e bringing a phone to the UK, you鈥檒l need to buy a SIM card and sign up for a UK phone plan once you land. So, do your research beforehand to find a carrier and plan you like with a price that makes sense for your budget. Watch for special deals for students at the start of the school term, too.

If you’re sharing accommodations with other people, it’s important to talk about and agree on who pays which utility bills, when, and how much. An even split is the most common approach. However, if one of your roommates takes really long showers, for example, it could make sense for them to pay more of the water bill.

Here are four tips to maximize your student budget.

Leisure

If you want to stick to a budget while studying in the UK, it’s good to understand what you spend on leisure activities. This is especially true in London, which is . Treating yourself to new experiences is part of being an international student. Just remember that balance is crucial, and student discounts can help you have fun while staying on budget.

We鈥檝e shared the average cost of different leisure activities below. Whether you love traveling, early mornings at the gym, or coffees with friends, here are some average costs:³

Living in the UK means that many incredible destinations are only a short trip away. Here are our top five tips to travel affordably as an international student.

Transportation and Academic Supplies

Your housing choices will also impact your monthly transportation costs.⁴ If you choose to live on-campus, you鈥檒l save a few pounds by living close to your classes. If you live off-campus, you鈥檒l have to travel from your home to the campus, which can cost more. Fortunately, most academic institutions offer students a discounted transit pass. Check in with your institution to learn about the deals on transportation they offer their students.

There are also travel discounts at the city and national level. Here are a few to watch for:

• When traveling between cities, full-time students can buy a , which can save them 30% on train fares.
• Studying in London? Save on your tube (metro/subway) rides with an .
• If you’re under 22 years old, and studying in Scotland for more than six months, you might be able to ride for free on most of the nation’s bus services through the .
• Part-time and full-time students in Wales can save up to 34% on rail transit with the .

The estimate above for 鈥渂ooks and supplies鈥� is an average monthly cost and covers a variety of academic supplies, including textbooks, binders, and pens.⁵

The cost of supplies can vary depending on your:

• Access to textbooks
• Course material requirements
• Level of study
• Field of study

Remember, some books or textbooks may be borrowed from the city’s or institution’s libraries. Or, where possible, check student social media pages or the campus bookstore for second-hand copies. Some students also choose to rent their textbooks on Amazon.

Take a closer look at how international students can get health and travel insurance in the UK.

Now that you have an idea of what the cost of living in the United Kingdom is, use these estimates to start budgeting for your time abroad.

Find the academic institution and course matching your goals on the 天美麻豆 platform!

FOOTNOTES:

1. Sources include: Study UK (British Council), “.” (on-campus housing); Numbeo, “.” (off-campus housing) Homestay sources include HFS London, “ and The University of Edinburgh, “.” University of Hertfordshire, “” (laundry). University of Surrey, “” (groceries). Worldmetrics.org, “” (hygiene).听

2. Sources include: Study UK (British Council), “” (utilities in London, mobile phone). University of Hertfordshire, “” for utilities outside London. The Independent, “?” (Internet). Chris Knight, MoneySavingExpert. “” (TV/streaming)

3. All numbers in this chart are from Numbeo, “” except “General Entertainment” and “Travel/Holidays,” which is from University of Hertfordshire, “” and the high end of “Dance Club Entry,” sourced from Nicholas Dawson in Express, ““

4. The number in the chart below is sourced from: University of Hertfordshire, “.”

5. Times Higher Education, “.”

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What were the top student concerns when it came to studying internationally in 2022? How does a destination market鈥檚 reputation for offering students safety, affordability, and post-graduate work opportunities compare against its competitors鈥�?

The 天美麻豆 Pulse Survey seeks to answer these questions and more. In October, we reached out to our network of student counsellors to get a pulse on the international education sector. Over 900 student counsellors responded, representing over 60 countries. The results help provide valuable insights into the top concerns of prospective international students, as well as illuminate how students and counsellors alike view destination markets and institutions.

Affordability the Top Student Concern

As we highlighted in 天美麻豆鈥檚 second annual trends report, affordability issues dominated the concerns of prospective students:

85% of respondents cited cost of studying as a student concern when choosing where to study, making this the most commonly occurring concern. Post-graduation work opportunities (80%) and cost of living (73%) rounded out the top three. All three of these top responses relate to affordability and return on investment. As highlighted in the 2023 trends report, these results are unsurprising. High inflation and rising interest rates led financial news around the world throughout 2022, and a global recession looms over 2023.¹

Visa processing times and approval rates also rated highly as a student concern, with a 66% response rate. A steep drop followed these four concerns. A destination鈥檚 reputation as welcoming to international students was the fifth most common response with 31%, a difference of 35 percentage points from the visa processing times response rate.

Canada Viewed as Most Affordable Destination Market

If affordability is the biggest concern for prospective students, what鈥檚 the reputation of each major English-speaking destination in terms of affordability?

Canada has a clear reputation advantage over the other three major English-speaking destination markets as being affordable. 87% of respondents either strongly agreed or agreed that Canada is affordable for international students. No other destination market topped 70%. Canadian institutions should consider leveraging this reputation in their recruiting strategies for top student talent, particularly those in low-cost-of-living areas such as the Prairies and the Atlantic provinces.

Were Students More or Less Interested in International Study in 2022?

With affordability topping student concerns in 2022, have prospective students grown more hesitant to study internationally? The chart below shows surprising results:

Despite the macroeconomic conditions, prospective students grew more interested in studying internationally during the summer of 2022. 83% of counsellors responded that they鈥檝e seen a significant or moderate increase in the number of students interested in studying abroad. This aligns with the Institute of International Education鈥檚 released in June, in which 65% of responding American institutions reported an increase in applications for the 2022/23 academic year.

This increased interest speaks volumes about the opportunities and career progression offered through international study. All four major English-speaking destination markets received high rates of positive responses about their post-graduation work opportunities:

At least 72% of counsellors strongly agreed or agreed that Canada, Australia, the UK, and the US provide international students strong opportunities to work after graduation. Canada had the highest positive response rate of these four countries at 98%, followed by Australia (83%), the UK (78%), and the US (72%). Check out our trends report for a deep dive into each market鈥檚 post-graduation work opportunities.

United States Trails Competitors for Reputation as Welcoming and Safe for Students

The four major English-speaking destination countries all have strong reputations as being welcoming to, and safe for, international students. At least 76% of counsellors responded that they either strongly agreed or agreed destinations were welcoming and safe. While the reputations are positive all round, separation exists among the four countries:

Canada and the UK had the strongest reputation as being open and welcoming to students. Both countries received a positive response rate of 91%. Australia was next at 83%, while the US was at 76%. Canada separates itself as the top destination market for student safety, as over 96% of respondents strongly agreed or agreed that the Great White North was safe and stable for students. Next was the UK (88%), followed by Australia (86%) and the US (77%).

But 2023 could be a year for the US sector to make positive strides. The US dollar reached generational strength in 2022. As we highlighted in our deep dive of the latest US enrollment data, leveraging the strong USD to invest in student support networks like building more affordable housing, meal plans, and career services would help the US sector build bridges with prospective students around the world and grow its reputation as a student-oriented market.

Looking Forward

The 天美麻豆 Pulse Survey is a useful tool for checking in on the international education sector. With over 900 respondents representing more than 60 countries, it helps take a pulse on how students and student counsellors view destination markets.

The results from this October 2022 survey show that affordability reigns supreme among student concerns. And these concerns will likely grow in 2023 with a recession looming over the global economy. The destination markets that can offer the most support for students could secure a competitive advantage in attracting top talent in the coming years.

Institutions could also shore up recruitment strategies with these affordability concerns in mind. With cost remaining a huge factor for prospective students, schools should be stressing the value of an education from their programs and what unique institutional factors will help students succeed and gain employment after graduation.

Stay tuned to ApplyInsights, as we鈥檒l run the survey again in the spring.

About the ApplyInsights Team

FOOTNOTES:

1. The World Bank, . September 15, 2022.

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Is money holding you back from your study abroad dreams? Between course fees, flights, and housing, it can all add up. The good news is you can actually save quite a bit of money if you plan ahead of time. Interested? Read on for five money-saving tips to prepare students like you for an exciting study abroad journey!

1. Apply For Scholarships

Scholarships are a form of financial aid awarded to deserving students based on academic accomplishments, diversity and inclusion, athletic skill, or financial need. They鈥檙e a great way to cover some of your education costs, with many available to international students worldwide. Some examples of scholarships include, but are not limited to:

• Academic Institution Scholarships: A type of financial aid awarded by academic institutions to students. Many of these are entrance scholarships, meaning students don鈥檛 need to apply to be considered for the award.
• Financial Scholarships: These are given to students who demonstrate a financial need. Research to find any organizations in the country you鈥檒l be studying in that offer financial scholarships to international students.
• Government-Funded Scholarships: Sometimes, a destination country鈥檚 government will provide direct financial aid to international students. Check to see if you qualify for a scholarship from the country you鈥檒l be studying in.

Note: Applying for scholarships is time-sensitive, and deadlines frequently change. Stay on top of the game by checking your academic institution鈥檚 website, as well as your destination country鈥檚 government website.

Want more information on the scholarships you may be eligible for? Check out our scholarship blogs for Australia, Canada, the United Kingdom, and the United States.

2. Choose a Budget-Friendly Academic Institution

When choosing your academic institution, traditional four-year programs in certain locations can cost more than others. The 天美麻豆 Platform offers a diverse range of programs, with many academic institutions to choose from in all of our destination countries. Of the programs you鈥檙e considering, keep your costs low by thinking about some of these money-saving tips:

• Applying to institutions with lower tuition and program fees
• Fast-tracking your graduate or undergraduate program
• Considering short-term study

Regardless of the destination country you choose, there are affordable cities you can consider in Australia, Canada, the UK, and the US.

Thinking about short-term study? Here are four reasons why students should consider short-term programs to accelerate their careers and help develop their personal skills.

3. Fly for Less

There are many options available when booking flights to your destination country. You can save hundreds by following some money-saving tips when booking flights. Some examples include:

• Choosing
• Choosing the cheapest date and time to fly out
• Booking well in advance
• Setting up an alert on trusted websites to learn when flights to your destination have dropped in price

Want to save some money and form new connections while flying? Many travel groups offer a variety of group discounts and promotions, and you鈥檒l be able to gain new friends and perspectives along the way. Talk about a win-win!

Note: When choosing a budget airline, be aware there may be hefty fees for food services on the plane, as well as for extra luggage. Check the airline鈥檚 website and plan ahead to avoid extra fees wherever possible!

Did you know Air Canada has partnered with 天美麻豆 to offer 10% off flights for 天美麻豆 students on air travel to Canada from around the world? For details, check out our blog post!

4. Consider Living Off-Campus

Many students choose to live off-campus to cut costs, especially if their living space is close to their academic institution. When studying abroad, you have many off-campus options to choose from:

• Rent: Renting a property is a standard route where you鈥檒l share a space with a group of other students. The cost of renting depends on where you choose to live, and how many roommates you have. This is a great money-saving tip, as fees for on-campus housing can add up.听
• Sublet: Subletting a property means taking over another student鈥檚 lease, likely because they are away. In many cases, the space is furnished, and utilities are likely included (which is always a bonus). Be sure to find a place that will fit the length of your stay and accommodation needs.
• Live with a host family: Living with a host family, also known as a homestay, means sharing a home with a family in your destination country. There are many benefits to living with a host family that can help you transition into the local customs.

Note: If choosing to rent, don鈥檛 send money before seeing a unit or meeting the landlord, as there are scams that try to take advantage of people seeking accommodations.

Learn more about common tactics used by scammers, and how to identify and avoid them in our recent blog post.

5. Create a Budget

It can be beneficial to balance your income and spending by budgeting. A great starting point is to sort your income and expenses into different categories. Tracking where your money is being spent is essential to budgeting. Here are some common categories to use for some money-saving tips, as well as their definitions:

• Total income: Any money earned or brought to your destination country, including financial aid, money from family members, savings, and money earned from work.
• Monthly income: Recurring funds received monthly from an income source, such as a job or investment.
• Emergency funds: Money that you have saved for emergencies or unexpected costs.
• Fixed expenses: Costs that remain constant every month, like phone bills, memberships, and utilities.
• Variable expenses: Costs that can vary month-to-month due to increases or decreases in spending, or special occasions.

Programs like Excel or Google Sheets, or apps like or , can help you come up with amounts for the above categories. The Cost of Living series on our blog also shows you what costs to expect when living in a specific destination country.听

Want to maximize your budget while you鈥檙e already living in your destination country? This blog post highlights four tips to make the most of your student budget.

The great news is that you can study abroad affordably! Preparation is key, and using this article as a guideline is a great way to start making your study abroad dreams come true!

Search for your perfect academic institution and program on the 天美麻豆 platform today!

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Ireland, also called the Emerald Isle, continues to grow in popularity as an outstanding study abroad destination for international students. Every year, thousands of international students pursue their educational dreams at one of Ireland鈥檚 internationally recognized academic institutions.听

Ireland is a small island that offers enormous opportunities to its students. Continue reading to learn why !

Courtesy of the U.S. Department of State.

Ireland 101

The island of Ireland is located on the westernmost edge of Europe, and is divided into two parts. One part is Northern Ireland (which belongs to the United Kingdom), and the other is the Republic of Ireland, which is a sovereign country. For simplicity and consistency, the Republic of Ireland is commonly referred to as 鈥業reland,鈥� so please note that when 天美麻豆 refers to Ireland, we are referring to the Republic of Ireland.

The capital city of Ireland is Dublin, home to more than a quarter of the country鈥檚 total population.

The population of Ireland is over 5 million people based on . As Ireland continues to grow, many people of different cultures and different backgrounds settle in Ireland, with 鈥攁 percentage that has doubled over the first decade of the 21st century.

Experience Top-Ranked Education

Students who attend an academic institution in Ireland will benefit from studying at some of the world鈥檚 most respected and prominent universities. According to the , all Irish universities rank within the top 3% worldwide, and some Irish research fields rank within the top 1% globally. Incredibly, all nine of Ireland鈥檚 universities are included on the !听

In addition to global accolades, Ireland鈥檚 academic institutions offer state-of-the-art facilities, picturesque campuses, and libraries fit for specialized research needs.

Many institutions have International Student Offices to support students adjusting to their new homes. Those studying in Ireland can expect to build lifelong friendships in student clubs, societies, and even recreational and competitive sports!听

天美麻豆 can help international students submit their applications to 7+ renowned Irish institutions!

Courtesy of SHRM.

High International Graduate Employment Rates

International students graduating from Irish universities have a high chance of finding employment. Ireland鈥檚 on the class of 2018 showed that 80% of Ireland鈥檚 international students were employed or about to start a job, and 66% of those students found employment in Ireland. This employment rate is on par with graduates from the , and higher than the

The that the largest numbers of graduates were employed in professional, scientific, and technical sectors (19%), or information and communication (16%), followed by financial, insurance, and real estate (14%).听

These findings show strong demand for skilled professionals graduating from Ireland鈥檚 higher education institutions. International students will benefit from these opportunities as Ireland grows into its role as Europe鈥檚 STEM and technology hub.

鈥淭here is clearly a demand in Ireland for the high quality graduates that are coming out from our higher education institutions. It is also noteworthy that over two thirds of non-Irish graduates who go into employment choose to remain in Ireland. Skilled graduates are going to continue to be essential for our talent driven economy and to help meet societal challenges.鈥� 鈥擯aul O鈥橳oole, Former Chief Executive, Higher Education Authority (HEA).

Work While Studying

International students who study in Ireland are eligible to . In order to qualify, you must be enrolled in an educational institution full-time in a course of study at least one year in duration. International students with a valid are also allowed to work up to 40 hours per week from June through September, and over the winter break!

The allows some international students to remain in Ireland and work for up to twelve months after graduation. According to the Irish Department of Justice, a recently revised version of the program allows students to remain in Ireland for up to 24 months!听

For eligibility criteria and the latest updates, please visit the

Courtesy of GetYourGuide.

Cost of Living

To calculate the cost of living, consider your individual circumstances and needs. Look at the type of housing, your lifestyle, whether you鈥檒l be working part-time, and where in Ireland you鈥檒l be studying.

Generally speaking, between 鈧�7,000 to 鈧�12,000 per year while studying in Ireland. Technological University Dublin has produced a 2022 and 2023 that looks specifically at studying and living in Dublin. Dublin’s cost of living is similar to other large cosmopolitan cities鈥攊n comparison, living in smaller Irish cities or towns is considerably less expensive. Do your research early to figure out what city is best suited for you!

Irish Culture and Landscape

The small island of Ireland packs a serious punch when it comes to breathtaking landscapes! Ireland is known for its charming, green hills that spread as far as the eye can see, as well as impressive cliffs and rocky formations along the ocean. The , located just outside of Dublin, offer breathtaking views along with hiking and rock climbing opportunities in the country鈥檚 longest continuous upland area.听

The people of Ireland are known for being warm and welcoming. Irish folklore, traditional dancing, and Celtic festivals are all a part of what makes this country its own! Ireland is filled with local traditions you can learn about and enjoy, and there are countless opportunities to experience what it means to call Ireland home.听

Any student opting to study abroad in Ireland will not only receive a world-class education, but also a once-in-a-lifetime experience.

What are you waiting for? We can help guide your journey to Ireland, from application to arrival.

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Choosing to study abroad is an investment in your future, but it can stretch your wallet. Thankfully, there are many ways students can learn to make the most of their money. If you鈥檙e wondering how you can maximize your student budget, no matter how big or small, you鈥檙e in the right place. Keep reading to discover 天美麻豆鈥檚 top four tips to help international students optimize their budgets while minimizing financial concerns.听

1. Understand Your Income and Expenses

Most students will find they can sort their income and expenses into a few categories. Knowing where your money is coming from and how it鈥檚 being spent is an essential step to maximizing your budget.听

Below is a brief overview of the major categories your funds will fit into:

Total Income: Any money you earned or brought to your destination country

This includes the following:

• Assistance you receive from your financial aid office
• Money from family members
• Grants and bursaries听
• Scholarships
• Loans
• Savings
• Money earned from work

Monthly Income: Recurring funds that you receive monthly from a job or another income source, such as an investment听

Emergency Funds: Money that you鈥檝e set aside to cover any emergency or unexpected costs听

Variable Expenses: Wants or necessities with costs that vary month to month

Fixed Expenses: Wants or necessities with costs that remain constant every month

Add a dollar value to the above incomes and expenses to estimate how much money you鈥檒l have to work with on a monthly basis. This can be as simple as entering and tracking amounts in an Excel or Google Sheets file, or using a budgeting app like or .

Financial Questions International Students Should Consider When Studying Abroad

2. Volunteer with Your Institution鈥檚 Arts and Sports Organizations

One of the best parts of studying abroad can be attending the clubs and events on campus. However, as fun as these gatherings can be, they often come with a price tag. A great way to enjoy all of the fun at no cost is to volunteer with one of your institution鈥檚 sports or arts organizations.听

If you enjoy watching sporting events, consider volunteering with the basketball or soccer team. And if you鈥檙e more into the arts, volunteer with your institution鈥檚 theatre or gallery program. This way, you鈥檒l be able to enjoy shows or games for free, and meet many like-minded people in the process.

Bonus: Many academic institutions will provide their student volunteers with cool spirit apparel like hoodies, hats, or scarves.

3. Rent or Buy Your Textbooks Second-Hand

You鈥檒l find the cost of textbooks can take up a large chunk of your budget. Although purchasing a textbook is a requirement for most classes, it doesn鈥檛 mean that you can鈥檛 buy them cost-effectively.听

A great place to begin your hunt for second-hand textbooks is your institution鈥檚 book store. If you want to save yourself time, give them a call beforehand and see if they have what you鈥檙e looking for. Many times they鈥檒l put books on hold for students. Another place to search is on Facebook or other online forums. Find a group for your graduating class, program, or course, and ask to join it. Here, students will usually try to sell their textbooks at a discounted price. Also, you might be able to find and rent your textbooks on or through your institution鈥檚 library.听

It鈥檚 important to note that second-hand textbooks go quickly, so be sure to begin purchasing your books as soon as you receive your list from your instructor.

Tip: Once you’ve passed the class, try selling your textbooks back to your institution鈥檚 book store, a friend, or another student to make some money back.

5 Tips to Travel Affordably as an International Student

4. Review Your Services and Subscriptions

Many students spend money on services and subscriptions that they don鈥檛 even use. Typically, these payments are automatically deducted from your bank account, and you may not even notice how much this is hurting your finances.听听

A great step towards maximizing your budget is to review your services and subscriptions to see which ones truly spark joy for you. Cancel any subscriptions or services if they:

• Are duplicates.
• Aren’t used regularly.
• Can be substituted with a free option available online, through your school, or through your community or institution鈥檚 library. Some library cards give students access to music, movies, comics, online learning, and online books.

If you really can鈥檛 say goodbye to that subscription or service, ask yourself the following questions:

• Am I eligible for a student account? It’s almost always cheaper.
• Are dual or family subscription plans available? If they are, ask friends or family if they’d like to split the bill on a shared plan.
• Can I negotiate my fees down with my service provider? This will have a positive impact on your budget, as you save from month to month.

Keep an eye out for our cost of living series that will go live next week on 天美麻豆鈥檚 blog.

Use these tips and tricks to maximize your student budget. That way, you can afford to experience the things that mean the most to you during your time abroad!

Head over to the 天美麻豆 Platform to find your perfect academic institution and program today!

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With inflation on the rise, students are asking themselves more than ever whether higher education is affordable. But there are great opportunities for an affordable, high-quality education across the United States! 天美麻豆 spotlighted the five most affordable cities in the US earlier this year. In today鈥檚 ApplyInsights, we delve into higher education opportunities for international students in the top 10 lowest cost of living US states.

It鈥檚 no secret that in the latter half of the last decade, international students increasingly looked elsewhere for their education. This decline started under former President Obama and continued under former President Trump. But as the US government works to restore the US鈥檚 international reputation, many states that have seen significant drops in international student population are now offering competitive scholarships and other benefits to attract students. Students can take advantage of this by seeking out prestigious higher education opportunities in the following low cost of living states.

For this article, we鈥檒l be using the cost of living index from . The cost of living index gives the percentage difference in the cost of living between one location and another. The percentage difference is always compared to 100; therefore, if the cost of living index is 90, it is 10% below the location it is being compared to. In this case, when comparing the cost of living index of states, 100 represents the U.S. average.

With the interactive map below, you can see each state鈥檚 cost of living score, and can toggle between different costs:

10. Indiana

Technically the 12th cheapest place to live in the US, Indiana welcomed just under 24,000 international students in 2020-21, the second most on this list.¹ The Hoosier State鈥檚 international student community has grown by eight percent since 2011-12. Indiana ranks eighth most affordable for housing in the US.

Trine University offers merit-based undergraduate scholarships to international students . Purdue University Northwest also offers .

9. Georgia

With more than 21,500 international students, Georgia welcomed the third most international students on this list in 2020-21. The state鈥檚 international community has grown by 33% since 2011-12, and proved more resilient than other states during the recent decline of incoming students: 2020-21 was the first time in the past decade that Georgia鈥檚 international student community did not grow. Georgia ranks fifth most affordable for housing.

8. Kansas

In 2020-21, more than 7,700 international students enrolled in higher education in Kansas. The Sunflower State was one of the hardest hit by the recent downturn in incoming international students鈥攅nrollment declined 36% compared to its 2014-15 high point. Kansas ranks first for affordable miscellaneous costs, as well as third for housing and sixth for groceries.

Pittsburg State University offers competitive tuition rates under $33,000 for both undergraduates and postgraduates, as well as . Other schools to consider are the University of Kansas and Wichita State University, which combined to host over 4,000 international students in 2020-21.

7. Michigan

Having welcomed nearly 27,500 international students in 2020-21, Michigan has the largest international student community on this list. The Great Lakes State is home to two of the top 35 institutions hosting international students.² Though housing, utilities, and transportation costs are more affordable elsewhere, Michigan ranks first for affordable groceries.

Both Western Michigan University and offer a multitude of scholarships for both undergraduate and postgraduate international students.³ Students with a prominent Christian background can also consider Hope College.

6. Tennessee

Tennessee is another state struggling to attract international talent in recent years. The 6,800 international students enrolled in the Volunteer State in 2020-21 represented a 31% decline since its high in 2016-17. Alongside its rank of 12th for housing affordability, Tennessee ranks first for affordable transportation, as well as seventh for affordable groceries and fifth for miscellaneous costs.

University of Tennessee, Knoxville offers scholarships between $4,000 and $18,000 annually, and Middle Tennessee State University offers merit-based scholarships of $4,000, $8,000, and $16,000 per year. Students can also consider the prestigious Tennessee Tech University, which has a .

5. New Mexico

New Mexico has the smallest international student community on this list, with a little over 2,300 students in 2020-21. The Land of Enchantment鈥檚 international student population has declined by 39% since its 2015-16 high. New Mexico ranks fourth for affordable miscellaneous costs.

4. Missouri

Home of the fourth largest international student community on this list, Missouri hosted more than 17,000 international students in 2020-21. This represented a 29% decline from the Show-Me State鈥檚 high in 2015-16. Missouri is a jack of all trades, ranking 11th for affordable housing, 12th for groceries, fifth for transportation, and 10th for miscellaneous costs.

Southeast Missouri State University offers an Intensive English Program (IEP) with five start dates per year and recently lowered tuition. This IEP costs just over $23,000 per year inclusive of tuition, fees, and living expenses. Other schools to consider in the Show-Me State include the University of Central Missouri, Webster University, the University of Missouri-Kansas City ALI, and Northwest Missouri State University.

3. Oklahoma

Oklahoma was one of the hardest-hit states during the recent decline of incoming students, as international enrollment dropped 40% in 2020-21 compared to the state鈥檚 2015-16 highs. Oklahoma ranks as fourth most affordable for housing, sixth for miscellaneous costs, eighth for transportation, and 10th for groceries.

Oklahoma State University 鈥� Stillwater and University of Oklahoma 鈥� Norman combined to welcome more than 3,300 international students in 2020-21, more than half of the state鈥檚 total international student community.

2. Arkansas

Arkansas hosted over 5,100 international students in 2020-21. This represented 21% growth since 2011-12. The Natural State ranks sixth most affordable for housing, fifth for groceries, and seventh for transportation.

University of Central Arkansas automatically to all international students who commit to living in on-campus housing, which brings the total cost to just under $22,000 per year. Students interested in language skills can check out Spring International Language Center.

1. Mississippi

Mississippi has the second smallest international student community in this list, with a little over 2,500 students welcomed in 2020-21. But this could change if students decide to take advantage of the numerous cost of living advantages in the Hospitality State. Mississippi ranks first for affordable housing, third for transportation and miscellaneous costs, and ninth for groceries.

Looking Forward

In addition to program choice, cost is an important factor for deciding where to study. Students should know that they do not need to sacrifice quality for affordability when it comes to their education. Students willing to look outside of the more popular states like California and New York can find high-quality education for a fraction of the cost.

The US has shown its commitment to international students earlier this year with an exciting expansion of OPT. This was in addition to positive amendments to the THRIVE Act that will allow recruitment partners to support international students more than they ever have before.

These changes will open a lot more opportunities for international students hoping to study in the US. Looking at these low cost of living states can give students the best of both worlds: high-quality education at affordable rates.

Published: February 17, 2022

About the ApplyInsights Team

FOOTNOTES:

1. Institute of International Education (IIE), .

2. University of Michigan – Ann Arbor and Michigan State University.

3. Scholarships for Western Michigan University can be found , and scholarships for Central Michigan can be found .

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